This final step is for those who have a really detailed and specific plan of what they intend to be at the very end of the journey. If you belong to this group, then one obvious way to refine your build yet more is to extrapolate your stat points and see whether they end up even or odd, making adjustments if it is the latter. The best way to explain this is to show Archibalde's example (see below).
Archibalde's stat of Wisdom is projected to be as follows when he's capped:
18 + 5 level ups, 3 enh, 1 human enh, 2 tome, 3 exceptional, 2 stance, 7 item, 2 guild buff, 1 litany= 42
As you can see, it ends at 42, which is conveniently an even number. This is because I do not expect to find a +3 Wisdom tome with the kind of casual play he will have. If this was an odd number instead, I could possibly save 3 build points by reducing his Wisdom to 17 instead.
← Translation: Stats
← Translation: Stats